Last updated: 2026-10-13. This policy covers Jyothish’s Referral Desk, operated by Jyothish Kaimal.
Browsing this site
The site does not ask for account credentials, bank information or identity documents. Its search and category filters run in your browser; your search terms are not sent to me. The site has no user accounts, payment form, newsletter signup or independently installed analytics. Its hosting provider may process request information, such as IP addresses and basic access logs, to deliver and secure the website.
Referral and external links
Following a referral or official-site link takes you to another provider. That provider may use referral identifiers, cookies or other technologies under its own privacy policy. I do not receive your account credentials, portfolio balance or banking details through this site. Referral programs may tell the referrer that a referral qualified for a reward.
Advertising and cookies
This site includes Google AdSense code for publisher verification and advertising setup. Google may process technical information, such as IP addresses and browser details, when this code loads. Ads are subject to Google’s site approval and the publisher’s settings.
Third-party vendors, including Google, may use cookies or similar technologies to serve and measure ads based on visits to this and other websites. Where personalized advertising is enabled, Google and its partners may use advertising cookies to personalize ads. You can manage personalized advertising through Google’s ads settings and learn more in Google’s advertising privacy information. Other participating advertising vendors may offer their own privacy choices; you can also visit the industry advertising opt-out page.
Required consent controls will be configured before advertising is activated. Browser cookie controls can also limit or remove cookies.
Email contact
Clicking an email link opens your mail application. If you send a message, your email address and the information you include are processed by the email service and available to me so I can respond. Please do not send bank credentials, account passwords or verification documents.
Children
This website is intended for adults considering financial services. It is not designed to collect information from children.
Choices and updates
You can browse without contacting me and visit providers directly without using a referral link. If advertising or data collection changes, this policy will be updated. Contact jyothishkaimal@gmail.com with questions about this site’s privacy practices.