Last updated: 2026-10-13. This policy covers Jyothish’s Referral Desk, operated by Jyothish Kaimal.
Browsing this site
The site does not ask for account credentials, bank information or identity documents. Its search and category filters run in your browser; your search terms are not sent to me. The site has no user accounts, payment form, newsletter signup or independently installed analytics. Its hosting provider may process request information, such as IP addresses and basic access logs, to deliver and secure the website.
Referral and external links
Following a referral or official-site link takes you to another provider. That provider may use referral identifiers, cookies or other technologies under its own privacy policy. I do not receive your account credentials, portfolio balance or banking details through this site. Referral programs may tell the referrer that a referral qualified for a reward.
Advertising and cookies
Google advertising is not currently active on this site. No Google ad script is loaded. If advertising is enabled, this policy will describe the advertising technologies and available privacy choices.
Email contact
Clicking an email link opens your mail application. If you send a message, your email address and the information you include are processed by the email service and available to me so I can respond. Please do not send bank credentials, account passwords or verification documents.
Children
This website is intended for adults considering financial services. It is not designed to collect information from children.
Choices and updates
You can browse without contacting me and visit providers directly without using a referral link. If advertising or data collection changes, this policy will be updated. Contact jyothishkaimal@gmail.com with questions about this site’s privacy practices.